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Homeownership shouldn’t feel complicated.

I help you navigate your home financing with clarity and confidence, so you can focus on what actually matters: finding your home.

SCHEDULE A CALL 
chance johnson

Don’t let confusion cost you.

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Buying a home should be exciting, not stressful. But confusing terms, hidden fees, and poor communication can make it miserable.

LET'S FIX THAT

I’M HERE TO SIMPLIFY YOUR JOURNEY

Your mortgage process should be simple, transparent, and stress-free.

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Your financial partner for life

From your first conversation to closing day (and beyond), you’ll have clear communication, fast updates, and a mortgage that fits your goals.

START YOUR APPLICATION
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You don’t need another lender.
You need a guide.

Someone who actually answers questions, explains what’s next, and makes the process feel simple.

I stay in your corner long after you get the keys.

Everything can be done online, without the chaos.

You’ll always know what’s happening and why.

GET PRE-APPROVED

⭐️ Here’s what homeowners are saying ⭐️

  • Chance was amazing to work with. He was patient and understanding through our crazy process. I would 1,000,000% recommend him. Thank you, Chance, for helping make our dreams of owning a home a reality.

    Brenda G.

  • Chance made the process so easy and less stressful for us! He walked us through every step and answered every question we had. We were able to sign most of the documents electronically, so closing day was a breeze. If you're buying, we highly recommend.

    The Huttons

  • Call Chance if you’re looking to buy a home! He really is so quick with everything, but also patient with any and all questions (trust me, we had 816184726 questions and he kindly answered every single one 😂).

    Stephanie D.

3 Step Process

1. Schedule a Call

We’ll talk through your goals and timeline.

2. Start Your Application

Apply online in minutes.

3. Submit Your Documents

Upload everything securely.

Own your home with confidence 💪

Own your home with confidence 💪

Then I handle the rest while keeping you updated the whole way.

SCHEDULE A CALL
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Feeling overwhelmed
by the process?

I know how you feel.

Buying a home is one of the biggest decisions you'll ever make, and the mortgage process can feel daunting. I prioritize your experience, ensuring every step is clear and manageable. I don’t just help you secure a loan—I guide you through the entire journey, turning your dream of homeownership into reality, one step at a time.

START YOUR APPLICATION

ARTICLES FOR FINANCIAL EXCELLENCE

Notes from my journal

Your Credit Score and Your Mortgage: What Really Matters?
Your Credit Score and Your Mortgage: What Really Matters?

Few things in life are judged as quickly or as harshly as your credit score. Lenders love it. Algorithms obsess over it. And if you're applying for a mortgage, it's basically your financial report card. But before you panic-Google “how to raise credit score overnight,” let’s talk about what really matters—and what doesn’t.

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5 Smart Money Moves to Make Before Buying a Home in 2026
5 Smart Money Moves to Make Before Buying a Home in 2026

Buying a home is one of the biggest financial decisions you’ll ever make—right up there with deciding whether to splurge on the fancy guacamole at a restaurant. Unlike guacamole, though, a house comes with a lot more fine print and a much bigger price tag. So before you start mentally arranging furniture in a home you don’t own yet, let’s make sure your finances are actually ready for this adventure.

Read More →