The mortgage and housing world in Summer 2025 is full of crosscurrents—shifts in global headlines, fluctuating rates, and mixed signals from buyers, builders, and sellers. Whether you’re a buyer, homeowner, investor, or just keeping tabs on the market, here's a clear look at what matters right now.

Let’s get this out of the way: there’s no perfect time to buy a house. There’s just the right time for you. That said, it helps to understand the 2025 housing market—especially if you’re in SWLA—before you make any big decisions. Let’s break it down.